By operation of federal law, beginning January 1, 2013, funds deposited in noninterest-bearing transaction accounts no longer receive unlimited share insurance coverage by the National Credit Union Share Insurance Fund (NCUSIF). Beginning January 1, 2013, all of a member’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the NCUSIF up to the standard maximum share insurance amount  of $250,000 for each share insurance ownership category.

 NCUA Share Insurance Tool Kit is available to estimate the insurance coverage of your accounts.  Visit http://www.ncua.gov/DataApps/Pages/SI-Tools.aspx for more information.